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Cash Advance Finder offers an easy way to compare financial products from multiple providers. We’re not a lender, bank, or credit card company. Instead, we work with top financial institutions to bring you a variety of competitive options, helping you find the best fit for your needs. Comparing rates on Cash Advance Finder is free and won’t affect your credit score.
Your data is protected using Transport Layer Security (TLS), the same encryption technology used by top banks and financial institutions. We never share your personal information without your clear consent.
To discover the rates and terms you may qualify for, simply complete our quick prequalification form. You'll instantly see if you're prequalified with any of our partner lenders. There's no obligation or risk, and you can easily compare prequalified rates in one secure location.
Checking rates won't affect your credit score. We use a soft credit inquiry to show personalized prequalified loan rates, which has no impact on your score. However, if you proceed with a loan application through your Dashboard, a hard credit inquiry will be made, which may affect your score.
During prequalification, we conduct a soft credit inquiry, which does not affect your credit score.
If you choose to proceed with a lender from your Dashboard, you authorize that lender to perform a hard credit inquiry to assess your creditworthiness. A hard inquiry may lower your credit score by up to 5 points.
FICO, the leading credit score provider, treats multiple inquiries for the same type of loan within a specific period (typically 30 days) as a single inquiry. This is called "rate shopping," ensuring that applying for loans with multiple lenders within 30 days generally counts as just one inquiry.
For more details, FICO’s guide "How do FICO scores consider student loan shopping" explains this process under Credit Basics – Credit Checks & Inquiries.
The number of loans you can have at once depends on state regulations and individual lender policies. Lenders have the discretion to decide how many loans you can hold simultaneously or consecutively, within the limits of applicable laws.