If you're looking for a legal overview of personal loans, here's a basic guide. Keep in mind that laws may change, so we recommend checking government websites and reputable sources for the latest information.
Who is Eligible for a Personal Loan?
Personal loans are available to U.S. residents who are at least 18 years old and have a steady income. If you meet these requirements, you can apply for a loan through our platform.
How Do We Protect Your Data?
Our Privacy Policy explains how we manage and safeguard your personal information.
What is a Loan Agreement?
A loan agreement is a legal contract between you and the lender that outlines the terms and obligations of the loan. Failing to meet the terms could have legal consequences.
How is a Loan Contract Finalized?
When you electronically sign a loan agreement, it becomes legally binding. Your e-signature confirms your acceptance, so make sure to review all terms carefully before signing.
Are There Terms for Using the Website?
To learn more about the terms for using our site, please check our Terms section.
What About Rates and Fees?
Our website is free to use. Many of our partners offer microloans with 0% interest for new customers. However, specific rates and fees are provided in your loan agreement, which you can view on the lender's site once you've selected a loan. We do not have access to this information.